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Money that sorts itself out

Penny is a free budgeting app for people who have never stuck to a budget.

Save

Pots for everything

Split your pay into pots the moment it lands: vacations, bills, a rainy day. Move money between them with one swipe.

Plan

Bills you can see coming

Every direct debit on one calendar, with a nudge two days before anything big leaves your account.

Grow

Round-ups that add up

Every card payment rounds up to the next pound and the change drops into a pot. Most people save $30 a month without noticing.

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